Crown Asia The Premium Brand of Vista Land Premium Real Estate Developer In The Philippines
Crown Asia The Premium Brand of Vista Land Premium Real Estate Developer In The Philippines

An Essential Checklist to Follow Before You Buy House and Lot for Sale in San Pedro Laguna

December 6, 2021

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One of the biggest dreams of every Filipino is to purchase a property in the Philippines that often includes a house and lot. With shelter being one of the basic requirements, there is hardly anyone, who doesn’t want to build his dream property in this country. In some cases, even foreign business owners and tourists prefer to buy homes in the Philippines because of the opportunities and the beautiful surroundings.


No matter which type of property buyer you are, there are some important tips that you need to remember before purchasing a condo or a house and lot for sale in San Pedro Laguna.



In most cases, the developers offer pre-selling properties. It means here the condos or house and lot for sale in Cabuyao Laguna are constructed depending on the contract over a certain period.


1. Make sure that the seller offers you an authentic transfer certificate of title

The easiest method of checking whether the title of the property that you are planning to buy is authentic is to get a “Certified True Copy” of the property title from the Register of Deeds. So, ask the seller for a photocopy of the title. This will help you to get a certified true copy of the title from the Register of Deeds.


2. Check whether the title is clean

This point ensures to check whether the property is mortgaged or not. You can find out this detail at the back of the title with the heading “Encumbrances”. If the title is clean, then the page should be empty. But in some cases, the space for the technical description of the property on the title’s front page is not enough and the description can be continued to the Encumbrances page. This is perfect.


3. Make sure that the land mentioned in the title is the one you are purchasing

You can validate this point either by hiring a geodetic engineer or professional land surveyor or at the Register of Deeds. Land titles often don’t include street numbers and names for pinpointing a property. Therefore, it is important to ensure that the property you are planning to buy matches the technical description mentioned on the Transfer Certificate of Title.


4. Make sure that the seller is the actual owner of the property

When you are buying the property from an individual owner, don’t forget to ask for identification papers like a driver’s license or passport. Besides, you should also talk to the neighbors for confirming the seller’s identity.


5. Make sure that the yearly taxes of real estate are paid

Ask for a copy of the tax receipts and tax declaration from the seller to ensure that the real estate tax payments are updated.


Things to consider if you are purchasing a property from a developer:


1. Check the availability of the mother title

In most cases, the developers offer pre-selling properties. It means here the condos or house and lot for sale in Cabuyao Laguna are constructed depending on the contract over a certain period. Here the individual title may not be available as it would take around 2-3 years to have the individualized title.


2. Choose a reputable developer with a track record of complete developments

Always check the completed developments personally to have a clear idea of what it would look like in the pre-selling projects, which you would like to invest in.


3. Check each provision of the contract for sale, which you will sign including the annexes

Only a licensed real estate broker will be able to explain all the legal terms mentioned in the documents that you have to sign. You can also decide to hire a lawyer for this purpose but this is not necessary in case of large project developments where the documents are standardized. After that, the signed documents would be notarized and you would get an original copy of the document.


4. Ask about the negotiations that can be made

If you are planning to make some modifications to the interior of the property (whether a condo or a house and lot), make sure that the developer allows it. Some developers don’t allow any changes to their plans, but there are some, who allow changes. So, discuss or negotiate these things before starting the construction.


5. Select or negotiate

The least monthly installments, least cash-out, and no interest for properties, which are ongoing in construction or are yet to be developed would be of great use and helpful for you. You can negotiate the retention to pay upon turn-over of the unit.


In conclusion, it can be said that whether you are planning to buy the property from a developer or an individual owner, always choose a licensed agent or real estate broker with a proven record of honest and good services. Go through the reviews and select only licensed professionals as now the unlicensed service providers are strictly monitored and prohibited by the government authorities to practice real estate in the Philippines. It is better to choose independent property agents/brokers compared to the in-house people.



Crown Asia is the premium residential arm of Vista Land and Lifescapes, Inc. 25 years of providing themed communities for the young professionals looking for their future home or solid property investment. Themed house and lot developments like Ponticelli and Valenza are located in Alabang and Sta. Rosa, Laguna, as well as stylish condominium properties in Sta. Rosa Laguna, Las Piñas, Bacoor, Taguig and Tagaytay.


For more information, visit our official website, like and follow @CrownAsiaOfficial on Facebook, Twitter, Instagram, Youtube or call the Marketing Office at 88-CROWN / 0956 380 0015.



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