What Is the Difference Between a Deed and a Title?

By: Marie Claire Lagrisola
What Is the Difference Between a Deed and a Title

If you are eyeing to invest in a brand new home, either for personal or business use, may it be a homey provincial house and lot in Cavite or a condominium unit in Las Pinas, you must do whatever it takes to accumulate as much knowledge as you can before taking the leap of the property ownership. After all, your dream house and lot in Cavite, though a great asset to add to your roster, can be quite pricey. Real estate is a great investment but it is also not the most affordable kind. This is why you should do research and ask lots of questions to know the ins and outs of real estate especially when it comes to investing in one.


Why You Need to Study and Research

You know what they say, failing to plan is planning to fail. You cannot just buy a house and lot in Cavite, or any location for that matter, just because you want to or you can afford it. Rash decision making especially when it comes to pricey stuff like a home is an unwise thing to do. The value of thorough and thoughtful planning cannot be overstated. This is why you should take several weeks if not months of planning and studying the world of real estate in order to get the best out of it. You certainly do not want to land on a property that you wish you should have not bought much less a deal that you felt like you were cheated on (there are currently a lot of scams going around here in our country as evidenced by those suspicious texts we always get in our phones) wherein you could definitely have that dream purchase of the most splendid of the property you and your family had always wanted.

As you embark on this journey of property ownership (or more property ownership if you already own one or some) the vision of your dream home takes center stage. With the diligent groundwork of research, market analysis, and legal considerations, your pursuit can transform into a meaningful endeavor. After all, this is not just about acquiring property; it is about pursuing the future home of your loved ones that will shelter them and be filled with your memories. So, this is not also about trying to get your money’s worth: it is also about making sure that you and your family will get the dream home that you all deserve. With this, the effort to do thorough research is a must.

Interview real estate agents and even the people in the area you are eyeing to invest in a property from. But, do not forget to also know all the different kinds of technical words of housing! Even knowledge when it comes to real estate jargon is also a must, may it be the different words real estate agents use during their job, or even the difference between a title and deed. We are here to talk about the latter.


What Is a Property Deed

At its core, a property deed embodies the essence of legally binding documentation, serving as irrefutable proof of the transfer or conveyance of ownership pertaining to real property – encompassing land and any structures that stand upon it. This pivotal instrument finds its purpose in delineating an unambiguous lineage of ownership for a specific property. Typically, these deeds are bestowed with official recognition through registration with the relevant government body, often accomplished at the precincts of the county recorder’s office. Intriguingly, the spectrum of property deeds spans various categories, inclusive of warranty deeds, quitclaim deeds, and special warranty deeds. Each variant of this instrument extends divergent tiers of assurance concerning the property’s status of ownership and overall condition, thereby manifesting its significance in the realm of real estate transactions.


What Is the Title of a Property

A title, within the context of real estate, is an imperative legal concept that denotes the unequivocal entitlement to possession and ownership of the property. It represents a comprehensive collection of rights intricately tied to property ownership, encompassing the authority to utilize, inhabit, vend, lease, or transfer the property. The acquisition of a property’s title confers upon the holder the legal prerogative to exercise control and oversight over the property, all while adhering to the parameters of the law. It is essential to recognize that the scope of the title is not confined solely to ownership but extends to encompass various dimensions, including possible constraints, liens, or encumbrances that may have an impact on the property.

The key distinctions between a property deed and a title lie in their essence, purpose, and processes.


What’s the Difference Between a Property Deed and a Title

In essence, a title is the concept of you owning something whereas the deed of such title is the physical evidence that you hold such ownership. Basically, the deed is the official legal paperwork that shows you are an owner of such property while title is just a term for you and fellow owners to use. This sentence could serve as an example: “I am entitled to renovate my house because I hold its title as seen by this deed!”

A deed emerges as a tangible testament, serving as documentation of ownership whereas the term “title” is considered a multifaceted legal concept that transcends the boundaries of ownership alone. It also covers the rights and privileges of such ownership. Additionally, holding a title can also mean sharing interest from one party to another as well as bestowing ownership of a property to other people. Think of this sentence: “I am giving you the title of this land.”

While a deed tangibly represents the proprietor’s right to lay claim to a property, the title steps onto a broader stage, signifying the ultimate legal entitlement to commandeer, manage, and influence the property in ways aligned with the holder’s intentions.

Read more: Guide To Verify The House Title Before You Invest In A House And Lot For Sale In Dasmarinas Cavite

Related Blog